About Us

FBS has been built around three critical concepts:

Ų    Strong technical expertise
Ų      Practical, “real world” advice to our clients
Ų      Exceptional service (please see Our Service Philosophy)

CHALLENGES

Today’s benefits world is not for the faint of heart. A number of critical benefit challenges have emerged in the last few years:

Ų Rapidly increasing health benefit costs

Ų Increasing scrutiny and regulation from legal authorities

Ų Increasing benefits legal compliance costs

Ų A backlash against managed care from providers, state and federal officials, and employees

Ų Demographic changes that increase costs for all health and welfare plans

Ų Increasing concern and complaints from employees about cost shifting (plan cutbacks and higher employee contributions)

Ų Reductions in benefits staff

Ų Demands from senior executives to rein in benefit costs, period

SOLUTION

All of the professionals at FBS have over 20 years experience in the benefits arena. We have seen what works, what probably won’t, and what never will.

At the same time, we’re on the leading edge of new plan designs, technological improvements to reduce administrative expenses, better plan communications, legal compliance, and employee behavior modification (the most promising way to reduce all benefit costs).

We at FBS have the knowledge, experience, and drive to help your company with benefits issues. We sincerely want you to succeed, and we’ll work hard to make that happen. Just contact us for a free, no-obligation consultation.