About FBS
Contact Us











About Flexible Benefit Systems (FBS)

FBS has been built around three critical concepts:

     Strong technical expertise
      Practical, real world advice to our clients
      Exceptional service (please see Our Service Philosophy)


Todays benefits world is not for the faint of heart.  A number of critical benefit challenges have emerged in the last few years:

     Rapidly increasing health benefit costs

     Increasing scrutiny and regulation from legal authorities

     Increasing benefits legal compliance costs

     A backlash against managed care from providers, state and federal officials, and employees

     Demographic changes that increase costs for all health and welfare plans

      Increasing concern and complaints from employees about cost shifting (plan cutbacks and higher employee contributions)

     Reductions in benefits staff

      Demands from senior executives to rein in benefit costs, period


All of the professionals at FBS have over 20 years experience in the benefits arena.  We have seen what works, what probably wont, and what never will. 

At the same time, were on the leading edge of new plan designs, technological improvements to reduce administrative expenses, better plan communications, legal compliance, and employee behavior modification (the most promising way to reduce all benefit costs).

We at FBS have the knowledge, experience, and drive to help your company with benefits issues.  We sincerely want you to succeed, and well work hard to make that happen. Just contact us for a free, no-obligation consultation.


Flexible Benefit Systems, Inc., 2003. All rights reserved.