More and more companies offer voluntary
benefits to their employees or to business associates (customers,
suppliers, and vendors, for example).
What types of benefits are offered?
A wide variety of
voluntary benefits is available. They may or may not require
individual underwriting, depending on the plan and the number of
persons eligible for coverage.
FBS has concrete experience with:
Why are voluntary benefits becoming more
Supplemental life insurance
Supplemental AD&D insurance
illness insurance plans
drug insurance plans
Short-term disability insurance plans
Long-term disability insurance plans
There are good reasons for their increasing
Many employers have been
forced to cutback or eliminate their group health and welfare plans.
Voluntary benefits help employees fill gaps in their coverage.
Employers have no
regulatory responsibility or financial risk with voluntary benefits.
The contracts are between the insuring company and employees; the
employer merely uses its buying power to reduce costs for employees,
and collects premiums through payroll deductions.
Businesses offer these
benefits in order to strengthen their relationship with their
Voluntary benefits don’t
intrude on your regular business priorities. Administration is
How do we find
out if voluntary benefits will work for us?
That’s the easy
contact FBS. We will be
happy to schedule free consultations with you. You’ll be
pleasantly surprised at how easy the whole process is.